One view of everything a client owns, with their consent
Net Worth 360 brings bank accounts, mutual funds, shares, fixed deposits and gold into a single statement through Account Aggregator, and scores the client’s financial health so RMs know where to start.
- Built for
- Private banks, wealth desks and family offices
- Used by
- Relationship managers and their clients
- Plugs into
- Account Aggregator, your core banking and CRM
Consolidated Net Worth and Multi-Asset Aggregator
An RM can’t talk about the money a client holds elsewhere if nobody can see it.
Clients hold money across several banks, fund houses and depositories. RMs work from what the client remembers to mention, and statements arrive as a stack of PDFs.
Net Worth 360 fetches the data with the client’s consent, normalises it into one statement, and points out what needs attention: idle cash, concentration, deposits about to mature.
What Net Worth 360 does
Account Aggregator ready
Consent requests, renewals and revocations handled in the client’s app.
Normalised holdings
Bank, mutual fund, equity, deposit and gold data cleaned into one schema.
Health score
Diversification, liquidity, debt load and goal coverage in one number with its parts shown.
Idle money alerts
Cash above the client’s buffer and deposits nearing maturity, flagged for the RM.
Household view
Combine family members’ holdings when each has consented.
Statements on demand
Monthly consolidated statement in your branding, as PDF or in-app.
Clients see their whole picture and stay in control of consent
The client app shows the consolidated total, the asset mix and every linked source. Consent can be renewed or withdrawn in two taps, and data stops flowing the moment it is.
- Consent first: no data is fetched without a valid, logged consent artefact.
- Fresh data: scheduled refreshes within the consent window, with the fetch time shown.
- Self-declared assets: property, EPF or insurance can be added manually and are labelled as such.
What changes for your teams
See the share of wallet you’re missing
Held-away assets become visible, so you can plan coverage by segment.
Reviews start with facts
Every meeting opens with an up-to-date consolidated statement.
One place for their money
A reason to open your app instead of five others.
Your advisers stay in charge of advice
Elite Wealth Tech Club is a software company. We are not registered with SEBI as an investment adviser or research analyst, and we do not give investment advice or recommendations to anyone. This product is licensed to your institution. Model portfolios, risk questionnaires, product shelves and every client-facing recommendation are set and approved by your registered advisers, and the product shows illustrations, not guarantees.
Ready for your IT, security and risk teams
Every product in every suite shares the same enterprise foundation, so a second product goes live faster than the first.
API-first
REST APIs and webhooks for every function, with sandbox keys, so your teams can build on top or embed in existing channels.
Role-based access
Roles, maker and checker steps, branch and team scopes, and field masking for personal data.
Deploy where you need
On your premises, in your private cloud, or hybrid, hosted in India to meet data localisation needs.
Security by design
Encryption in transit and at rest, keys held in your KMS or HSM, and support for your VAPT and vendor-risk review.
Complete audit trail
Every login, change, approval and export logged, read-only, and exportable for audit.
White-label
Your brand, your domain and your app. Customers see your institution, not ours.
Works well with
Products share one login, one data model and one audit trail, so they can be added one at a time.
Try Net Worth 360 on synthetic data
We set up a sandbox for your team with realistic, fictional data. Test the calculations, download sample reports, and check how it fits your systems before any commitment.